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Guide to Cut Costs and Stay Lean on Your Move
As much as most of us want to, we cannot entirely bring every small trinket of our old homes during our move. This is why it’s just realistic to ensure we have the basics and the most important items we’ll need as we pack all of our things towards reaching our new houses. Additionally, some would be asking if the conditions of their debts would change or at least be much better when they move to another state. They must then understand how conditions may vary but this does not mean they will entirely be off the hook. Perhaps some circumstances may be more manageable, so they would be in a better disposition to be debt-free.
To ensure you’ll have the most efficient move possible, it would also be practical to seek for the help of professional movers. This way, you can be ensured of having an expert’s recommendation to safely transfer your items to your next destination. During the process of moving to your new home, you will also have to consider downsizing your space. This way, you can have much newer memories and even new home items to fit your new property.
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Downsizing could be quite of a challenge if you don’t know where to start from, so here is our list which will guide you step by step into this tough process.
De-clutter. You need to begin downsizing your home by removing all the clutter and garbage that you may have inside. Throw away all obvious things like broken electronics, tools which are no longer working, old fashioned staff you’re never going to wear, the broken hose in the garden, etc. which hangs around long forgotten in the attic, garage and basement. In other words, everything that is in front of your eyes around the house and is a must-go anyway.
Attic, basement, garage, garden. The easiest way to continue downsizing is to go through the least used rooms and premises in your home. This could also be the guest room if you have one, for instance. In such places around the house it is easy to store things you don’t want or need in the moment and then forget about them. But they are still there and will not clean themselves up.
Clean up your car. If you have the habit of hoarding things, you may have been leaving things in your car as well. Remember to check the seats and the trunk. Make the downsizing uncompromising – this is what will make it efficient!
Downsizing Your House In 5 Steps
How do you actually decide what is worth taking and why? These ideas will help you take a decision!
Can you use it at all? There may be items in your home that are broken, torn, or worn out. In other words, they do not longer serve you. So, how about just tossing them away? You don’t need all that. When downsizing from a house to an apartment this is the easiest decision to take – throwing away what is actually useless.
- Is it old fashioned? If you really care about fashion then this is an important decision to make. Do you have items that are out of fashion like clothes, shoes and accessories? Be honest with yourself. If you haven’t used it for the last two years, chances are you may never do it again. Things that you don’t want in your home and those that are outdated could go away.
- Is it of emotional value to you? There are items that are dear to us which hold an emotional value like gifts from people we love and cherish. Those could be souvenir or practical things like clothes. Either way, if you really care about it and want it in your next home, pack it and take it.
- Do you really need it? There are some things that we actually need and some – that only fill in the space in the shelves, drawers and racks on our home, collect dust and nothing more. You don’t need to pay to move all that, especially if it is something bigger and/ or heavier!
- Do you have room for it? It is important to take measures of your future home and decide what will and what will not fit in it. Why would you pay to move your sofa if there is not enough space in the room for it? Make a floor plan of your next home in order to make the estimations right.
- What do you do with the things that are in a good condition and can be used but you have decided not to move? You can organize a moving sale and sell whatever you can. You can separate kids’ clothes and shoes, and toys, and donate them to an orphanage. You can just give away some things. Of course, if you still want to keep some things but will not have space for them in your new home, you can always use a storage unit. And remember to choose a mover carefully!
After having a realistic look at the items which you really need and considering whether it’s acceptable to throw out some clutter, another topic to consider would be on debts. While some may be hopeful of having a much bearable set of conditions given their situation, it would be necessary for them to consider the repercussions of an interstate move.
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Many commenters getting ready to relocate to another state have asked whether a judgment in their old one will still stand, once they have moved. Unfortunately, unlike a ratty old couch or all those terrible holiday sweaters your great aunt kept giving you for Christmas, old debts aren’t something you can really leave behind.
In fact, “the United States Constitution requires the new state to give full faith and credit to the judgment issued by the first state,” says April Kuehnhoff, a staff attorney at the National Consumer Law Center. However, the creditor or debt collector will have some business to take care of before they can come knocking on your new door.
“To reach assets in the new state, the creditor must apply to a court in the new state,” Kuehnhoff says.
Most states follow what’s known as the Uniform Enforcement of Foreign Judgments Act when it comes to dealing with cases that cross state lines. The Act requires that creditors file an authenticated copy of the judgment with a court in the state where enforcement is sought and an affidavit establishing the names and last known addresses of the debtor and creditor. The court will then send notice of the filing to the debtor at the address the creditor provided.
What can I do?
Creditors or collectors often treat judgments as tools to get a debtor to repay on a debt, so, whether you’ve relocated of not, there’s still a chance you can avoid a property lien or wage garnishment.
“Contact the creditor to try to work out a payment plan or try to negotiate for a lower amount [than what the judgement requires you to pay],” Kuehnhoff says.
You may also want to consult a consumer law attorney in your new hometown to see if the move entitles you to some extra protections, regarding how a creditor can collect what you owe. These laws vary state by state and the creditor or debt collector behind the judgment will be required to honor the rules in your new hometown.
As you look forward to a new life on your transfer, it would equally be important for you to de-clutter, cut some costs and see your overall financial situation. These should get you started towards having a fresh start at your new house. It’s also important to work with a reliable and efficient mover to assist you on your move. This way, you can be assured of a systematic transfer along the way. Wolley Movers is the # 1 moving company in Chicago. It has served thousands of clients both coming from the residential and commercial sectors. They also assure of a friendly and helpful service, so their clients will find more ease during the process of their transfers.
